Super Visa for Parents Over 70

A common worry is that a parent is 'too old' for a super visa. They are not. Age by itself is not a reason for refusal, and many approved applicants are in their 70s and 80s. What changes with age is the cost and detail of the medical insurance, not the eligibility rules.

Is there an age limit?

No. IRCC does not set a maximum age for the super visa. As long as your parent or grandparent meets the standard requirements — a genuine invitation, enough host income, valid insurance, and a passed medical exam — their age does not bar them.

Insurance for older applicants

The super visa requires at least CAD $100,000 in medical coverage from a Canadian insurer, valid for at least one year. For applicants over 70, premiums are higher because older travellers are statistically more likely to need care. Budget for this when planning the visit.

If your parent has a health issue already, choose a policy that covers pre-existing conditions. A cheaper policy that excludes them can leave you exposed to large medical bills. Read more on our pre-existing condition insurance guide.

• Expect higher monthly or annual premiums after age 70, and again after 80.
• Ask whether the policy covers stable pre-existing conditions and what 'stable' means.
• Confirm the policy is from a Canadian insurer and meets the $100,000 minimum.
• Many insurers refund the premium if the visa is refused — ask before you buy.

The medical exam

Every super visa applicant must pass an immigration medical exam (IME) done by an IRCC panel physician. For older applicants the exam is the same process, though the physician may order extra tests. A diagnosed condition does not automatically cause a refusal — see our medical exam guide for what to expect.

Practical tips for over-70 applicants

1. Get insurance quotes early so the higher premium does not surprise you.
2. Gather a clear list of medications and recent medical records for the exam.
3. Make sure the passport is valid well beyond the planned stay.
4. Keep insurance valid for the entire stay, not just the first year.